When you have an outstanding debt that you cannot pay in full, some creditors will go to court to try and garnish your wages. Whether or not these creditors can actually take a portion of your wages depends on the relevant laws and your specific circumstances. The following article examines this important legal and financial issue.
Federal Law
Garnishments are governed by both federal and state laws. Federal law limits the amount that a creditor can have withheld from your earnings to either 25 percent of your disposable income or the amount of your disposable earnings that is more than 30 times the federal minimum wage.
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Understanding the importance of a last will and testament means that people take the time to make out a will. Things can get frustrating, though, when a family is unable to find it. Read on and get some tips on locating the will and then what to do when you realize it's missing.
Where to Look
Even though you have several weeks to file a will after a loved one passes away, you may still be anxious to get the will to the probate lawyer.
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