Can You Stop Wage Garnishments? Get The Facts

28 December 2022
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When you have an outstanding debt that you cannot pay in full, some creditors will go to court to try and garnish your wages. Whether or not these creditors can actually take a portion of your wages depends on the relevant laws and your specific circumstances. The following article examines this important legal and financial issue. Federal Law Garnishments are governed by both federal and state laws. Federal law limits the amount that a creditor can have withheld from your earnings to either 25 percent of your disposable income or the amount of your disposable earnings that is more than 30 times the federal minimum wage. Read More

Where Is That Will? How To Deal With A Missing Will

26 July 2022
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Understanding the importance of a last will and testament means that people take the time to make out a will. Things can get frustrating, though, when a family is unable to find it. Read on and get some tips on locating the will and then what to do when you realize it's missing. Where to Look Even though you have several weeks to file a will after a loved one passes away, you may still be anxious to get the will to the probate lawyer. Read More

What Happens When Your Bankruptcy Is Dismissed?

7 December 2021
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One of the potential things that can happen when applying for Chapter 7 and Chapter 13 bankruptcy is that the court dismisses your request. This can happen by not filing the paperwork properly when filing for bankruptcy, missing important meetings or deadlines that were necessary to file, failing to make payments towards a repayment plan, or some other reason. While it can be a bad setback, you'll need to know about what will happen afterward. Read More

Four Reasons To Consult An Attorney Before Deciding On Bankruptcy

13 July 2021
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Before you decide that bankruptcy is what you need, there are many things you need to consider. You are likely to already have misunderstandings of what a bankruptcy can and cannot do for you. The following are just a few things you should know about bankruptcy that you may not be aware of. You will need to qualify for a bankruptcy A few years back, congress decided to tighten the bankruptcy laws because they believed too many people were taking advantage of these laws to get out of the responsibility to pay back their debts. Read More

Will You Have A Hard Time Filing Bankruptcy?

24 November 2020
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One of the first questions people often have for a bankruptcy law attorney is about how hard the process is likely to be. Lawyers frequently respond with the answer that it will depend on a few things, so let's look at what three of the biggest factors might be. Eligibility Bankruptcy law presumes someone is eligible to file for relief if they make half of their state's median income or less per year. Read More

Dealing with Filing Bankruptcy

About Me

Hi! My name is Shirley Wilson. My husband and I are in our early fifties. We have raised two children and were hoping to retire in a few years. However, it does not take much for life to take a quick turn. About five years ago my husband was laid off from his job. A few months later, my place of business had budget cuts and my hours were cut. We found ourselves dipping into our retirement funds on a monthly basis, our savings accounts didn’t last long, and before we knew it our credit card balances were through the roof. Every day we clung to the hope that my husband would find work and my hours would increase, but nothing changed. We held out as long as possible, but finally decided it was time to file bankruptcy. I’m going to share our bankruptcy story with you.